​Our agency offers a variety of health insurance options, including HMO, PPO, and short-term plans. HMO plans provide comprehensive coverage with a focus on preventive care and lower out-of-pocket costs. PPO plans offer more flexibility in choosing healthcare providers but typically come with higher premiums and will require underwriting when purchasing outside of a group policy. Short-term plans are ideal for individuals needing temporary coverage during transitions or gaps in insurance. Each option caters to different needs, ensuring clients can find the right fit for their healthcare requirements.​